Payments

LOCKE BIO PAY

Secure & Compliant Payment Processing

doctor

Avoid merchant MCC misuse and grow your business seamlessly with compliant and secure banking.

A fully compliant and comprehensive checkout and payment platform for e-commerce telehealth backed by LegitScript, Visa, and MasterCard.

What are MCCs & Why are the Important to my Telehealth Business ?

Merchant Category Codes (MCCs) are four-digit codes assigned to businesses by payment networks to classify transactions based on the type of goods or services provided. In telehealth, ensuring the correct MCC code is used is crucial for compliance, cost management, risk mitigation, and financial optimization. MCC misuse, whether accidental or intentional, can lead to serious consequences, including financial penalties of up to $50, 000 per transaction.

Visa and Mastercard are stepping up enforcement against MCC misuse. As e-commerce expands into regulated industries like telehealth and online pharmacies, payment networks are taking a closer look at merchant compliance.

The increased scrutiny stems from the growing risks of fraudulent activity, unregulated transactions, and the need to maintain consumer protection. For telehealth providers and pharmaceutical companies, accurate MCC classification is no longer optional—it is a necessity to avoid penalties and maintain operational stability.

Why choose LOCKE BIO PAY ?

Seamless and Comprehensive Checkout  

A streamlined, secure, and user-friendly platform designed to facilitate online transactions for telehealth services, including prescription sales. This solution integrates key features tailored to meet the needs of telehealth and pharmacy companies engaging in virtual patient care.

Prescription Refills & Subscriptions

Streamline your prescription refills with our secure subscription options. Patients can benefit from automatic renewals, various subscription options, and seamless payment management of medications.

Apple Pay, Google Pay, BNPL, and Card Insights

Experience effortless payments with our Apple and Google Pay-enabled checkout. Enjoy a fast, secure, and hassle-free way to purchase prescriptions and services. Simplify getting medications to patients today.

Michal Conley

“Locke Bio Pay’s approach supports efforts to help ensure that payments for prescription medications are processed through properly vetted financial institutions “

Michal Conley

General Manager of LegitScript Certification

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